What is Stellar Lumens (XLM)?

Stellar is an open-source platform for currency payments.
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What is Stellar Lumens (XLM)?

Stellar is much faster, cheaper, and more energy-efficient than typical blockchain-based systems.

Stellar is designed so all the world’s financial systems can work together on a single network for fiat currencies and digital currencies.
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Decentralized
control

Anyone is able to participate and no central authority dictates whose approval is required for consensus.

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Low
latency

In practice, nodes can reach consensus at timescales humans expect for web or payment transactions—i.e., a few seconds at most.

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Flexible
latency

Users have the freedom to trust any combination of parties they see fit. For example, a small non-profit may play a key role in keeping much larger institutions honest.

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Asymptotic
security

Safety rests on digital signatures and hash families whose parameters can realistically be tuned to protect against adversaries with unimaginably vast computing power.