ZIPMEX PREDICTION MARKETS SUPPLEMENT

Last Updated: 02.04.2026
Supplement C to the ZPIMEX Terms of Service
THIS SUPPLEMENT GOVERNS YOUR USE OF PREDICTION MARKET SERVICES ACCESSIBLE THROUGH THE ZPIMEX INTERFACE. THIS SUPPLEMENT IS INCORPORATED INTO AND FORMS AN INTEGRAL PART OF THE ZPIMEX TERMS OF SERVICE ("MASTER TERMS"). CAPITALIZED TERMS USED BUT NOT DEFINED IN THIS SUPPLEMENT HAVE THE MEANINGS GIVEN TO THEM IN THE MASTER TERMS.
PREDICTION MARKETS MAY BE CLASSIFIED AS GAMBLING, WAGERING, BINARY OPTIONS, OR REGULATED DERIVATIVES IN YOUR JURISDICTION. MULTIPLE JURISDICTIONS HAVE TAKEN ENFORCEMENT ACTION AGAINST PREDICTION MARKET PLATFORMS AND USERS. YOU ARE SOLELY RESPONSIBLE FOR DETERMINING WHETHER PARTICIPATION IN PREDICTION MARKETS IS LEGAL IN YOUR JURISDICTION BEFORE USING THESE SERVICES.
BY ACCESSING OR USING PREDICTION MARKET SERVICES, YOU ACCEPT AND AGREE TO BE BOUND BY THIS SUPPLEMENT IN ADDITION TO THE MASTER TERMS.
DEFINITIONS
1.1 "Prediction Market Services" means the features of the Interface that enable Users to interact with third-party decentralized prediction market protocols for the purpose of trading event contracts, outcome tokens, or other instruments whose value is determined by the outcome of specified real-world or on-chain events.
1.2 "Prediction Protocol" means any independent, third-party decentralized protocol through which Prediction Market Services are facilitated, including the underlying market creation, order matching, settlement, resolution, and oracle infrastructure.
1.3 "Event Contract" means a contract or position traded through a Prediction Protocol whose value is determined by the outcome of a specified event (e.g., election results, economic data releases, sports outcomes, weather events, cryptocurrency price milestones, or other verifiable occurrences).
1.4 "Resolution" means the final determination of the outcome of an Event Contract by the Prediction Protocol, typically through designated oracles, governance votes, or automated resolution mechanisms.

NATURE OF PREDICTION MARKET SERVICES
2.1 Interface Only
The Interface provides a user interface through which Users may view, research, and interact with independent, third-party Prediction Protocols. The Operator does not operate, create, manage, control, or deploy any Prediction Protocol, event market, Event Contract, resolution mechanism, or oracle.
2.2 The Operator Does Not
(a) create, list, design, or determine the terms of any Event Contract or market;
(b) act as a counterparty, market maker, or liquidity provider to any Event Contract;
(c) hold, escrow, pool, custody, or control any digital assets wagered, staked, or deposited in connection with Event Contracts;
(d) determine, influence, or verify the outcome of any event underlying an Event Contract;
(e) operate, control, or select any oracle or resolution mechanism used by Prediction Protocols;
(f) execute, match, settle, confirm, or guarantee any trade in Event Contracts;
(g) have the ability to reverse, cancel, modify, void, or override the Resolution of any Event Contract; or
(h) guarantee the accuracy, timeliness, or fairness of any Resolution.
2.3 Information Markets — Not Gambling Services
The Operator provides access to Prediction Protocols that function as peer-to-peer information markets — platforms where participants express probabilistic views on the outcome of future events through the trading of Event Contracts. The Operator does not characterize, classify, or offer Prediction Market Services as gambling, wagering, or betting services.
However, you acknowledge that the regulatory classification of prediction markets varies significantly by jurisdiction. Prediction markets and Event Contracts may be classified as gambling, wagering, binary options, swaps, derivatives, or other regulated instruments by different regulators. Multiple jurisdictions have taken enforcement action against prediction market platforms. The classification applied by your local regulator may differ from the characterization in these Terms. You are solely responsible for determining the applicable classification and legality of prediction markets in your jurisdiction.
2.4 Third-Party Prediction Protocols
Prediction Market Services are powered entirely by independent third-party Prediction Protocols. Each Prediction Protocol has its own terms of service, market creation rules, resolution mechanisms, fee structures, and governance. The Operator does not develop, audit, verify, maintain, endorse, or have any control over any Prediction Protocol.

RESTRICTED TERRITORIES FOR PREDICTION MARKET SERVICES
3.1 Applicable Restrictions
IN ADDITION TO the general restrictions set forth in Section 3 of the Master Terms, Prediction Market Services are NOT AVAILABLE to, and may not be accessed or used by, any person who is a resident of, citizen of, national of, located in, or accessing the Interface from:
(a) the United States of America (including all states, territories, and possessions), unless the specific Event Contract is offered through a CFTC-registered Designated Contract Market ("DCM") and you meet all eligibility requirements of that DCM;
(b) the United Kingdom of Great Britain and Northern Ireland;
(c) France, Netherlands, Belgium, Germany, Portugal, Hungary, Poland, Italy, Spain, Austria, Switzerland, and any other EU/EEA Member State where prediction markets are classified as gambling, binary options, or prohibited financial instruments;
(d) Cuba, Iran, North Korea, Syria, Russia, Belarus, Myanmar, and the Crimea, Donetsk, Luhansk, Kherson, and Zaporizhzhia regions of Ukraine;
(e) any other jurisdiction subject to comprehensive sanctions by OFAC, the EU, or the UN Security Council; and
(f) any other jurisdiction where prediction markets, event contracts, binary options, or similar instruments are prohibited, restricted, or require a license or authorization that the Operator does not hold.
3.2 U.S.-Specific Restrictions
The regulatory treatment of prediction markets in the United States is complex and evolving. The CFTC claims exclusive federal jurisdiction over event contracts classified as swaps. Multiple U.S. states have taken enforcement action against prediction market platforms, classifying event contracts as unlicensed gambling. If you are a U.S. Person or located in the United States, you may not access Prediction Market Services unless you are interacting with Event Contracts offered through a CFTC-registered DCM and you satisfy all applicable eligibility requirements. The Operator makes no representation that any specific Event Contract accessible through the Interface is offered through a registered DCM.
3.3 Sports and Political Event Contracts
Event Contracts relating to sports outcomes, athletic competitions, elections, political events, or awards ceremonies carry heightened regulatory risk. Multiple jurisdictions specifically prohibit or restrict wagering on sports and political outcomes. You are solely responsible for determining whether participation in sports or political Event Contracts is legal in your jurisdiction. The Operator makes no representation regarding the legality of any specific category of Event Contract.

FEES FOR PREDICTION MARKET SERVICES
4.1 Interface Fees
The Operator may charge an Interface Fee on transactions related to Prediction Market Services. Interface Fees, if any, are displayed prior to transaction confirmation.
4.2 Prediction Protocol Fees
Prediction Protocols charge their own fees, which may include trading fees, settlement fees, market creation fees, and other protocol-level charges. These fees are determined by the Prediction Protocol and are not controlled by the Operator.
4.3 Network Fees
All transactions incur blockchain network fees paid to validators, which are not controlled by or paid to the Operator.

PREDICTION MARKET RISKS
THE FOLLOWING RISK DISCLOSURES ARE PROVIDED IN ADDITION TO THE GENERAL RISKS AND PREDICTION MARKET RISKS DESCRIBED IN THE RISK DISCLOSURE (SUPPLEMENT E).
5.1 Classification Risk
Prediction markets and Event Contracts may be classified differently by different regulators — as information markets, derivatives, swaps, binary options, gambling, or wagering. The applicable classification in your jurisdiction determines the legal framework, licensing requirements, tax treatment, and enforcement risk. The Operator makes no representation regarding the classification of prediction markets in any jurisdiction.
5.2 Resolution Risk
Event Contracts are resolved based on the outcome of specified events as determined by the Prediction Protocol's resolution mechanism. Resolution mechanisms may include designated oracles, decentralized oracle networks, governance votes, or designated reporters. You acknowledge and accept that:
(a) Resolution may be delayed beyond the expected timeframe;
(b) Resolution may be disputed by market participants;
(c) the resolution mechanism may produce a result you consider incorrect or unfair;
(d) oracle manipulation, failure, or disagreement may affect Resolution;
(e) the Prediction Protocol may void, cancel, or modify Event Contracts under certain circumstances; and
(f) the Operator has no ability to influence, override, dispute, or reverse any Resolution.
5.3 Ambiguous Outcome Risk
Some events may have ambiguous, contested, or unclear outcomes. The Prediction Protocol's rules for resolving ambiguous outcomes may not align with your interpretation or expectations. In some cases, Event Contracts may be voided or resolved at prices that do not reflect what you believe to be the actual outcome.
5.4 Liquidity and Exit Risk
Event Contract positions may become illiquid before Resolution, making it difficult or impossible to exit your position at a fair price. You may be required to hold a position until the underlying event occurs and the contract resolves, which may be weeks, months, or longer.
5.5 Counterparty Risk
In peer-to-peer prediction markets, your counterparty is another market participant (not the Prediction Protocol or the Operator). There is no central clearinghouse or guarantee of counterparty performance.
5.6 Event Cancellation Risk
Events underlying Event Contracts may be cancelled, postponed, or materially altered. The Prediction Protocol's rules for handling cancelled or altered events may result in outcomes unfavorable to you.
5.7 Regulatory Enforcement Risk
Regulators in multiple jurisdictions have taken enforcement action against prediction market platforms, operators, and in some cases, users. Enforcement actions may include cease-and-desist orders, fines, criminal charges, asset seizures, and domain blocking. The Operator cannot protect you from regulatory enforcement in your jurisdiction.

USER REPRESENTATIONS FOR PREDICTION MARKET SERVICES
By accessing or using Prediction Market Services, you represent and warrant, in addition to the representations in Section 4 of the Master Terms, that:
(a) you are not located in, or accessing the Interface from, any Restricted Territory listed in Section 3.1 of this Supplement;
(b) you understand the mechanics of prediction markets, Event Contracts, and resolution mechanisms;
(c) you understand that Event Contracts may be classified as gambling, derivatives, or other regulated instruments in your jurisdiction;
(d) you have independently determined that participation in prediction markets is legal and compliant with all applicable laws in your jurisdiction;
(e) you understand and accept the resolution risk, including the possibility that Resolution may not align with your interpretation of the event outcome;
(f) you are not using Prediction Market Services to evade gambling laws, securities laws, derivatives regulations, or any other legal restriction applicable to you;
(g) you understand the liquidity risks associated with Event Contracts and accept the possibility that you may be unable to exit your position before Resolution;
(h) you are not participating in Event Contracts relating to events whose outcome you have the ability to influence, which would constitute manipulation; and
(i) you are not using Prediction Market Services for money laundering, terrorist financing, sanctions evasion, or any other illegal purpose.

THIRD-PARTY PREDICTION PROTOCOL TERMS
Your use of Prediction Protocols through the Interface is subject to the applicable terms and conditions of each Prediction Protocol. By using Prediction Market Services, you acknowledge and agree that:
(a) you have reviewed and accept the applicable Prediction Protocol's terms of service, market rules, and resolution procedures;
(b) the Operator is not a party to any agreement between you and any Prediction Protocol;
(c) the Operator has no control over market creation, Resolution, settlement, or dispute procedures;
(d) the Operator has no liability for any Resolution outcome, including Resolutions you consider incorrect;
(e) certain Prediction Protocols may be operated by CFTC-registered DCMs or other regulated entities with their own eligibility requirements, which you must independently verify and satisfy; and
(f) the Operator does not verify whether any specific Event Contract is offered through a regulated or unregulated platform.

LIMITATION OF LIABILITY FOR PREDICTION MARKET SERVICES
Without limiting the general limitation of liability set forth in Section 11 of the Master Terms, the Operator Parties shall have no liability for:
(a) losses arising from the Resolution of any Event Contract, regardless of whether you consider the Resolution to be incorrect, unfair, or delayed;
(b) losses arising from disputed, voided, or cancelled Event Contracts;
(c) losses arising from ambiguous event outcomes;
(d) losses arising from inability to exit positions due to illiquidity;
(e) losses arising from oracle manipulation, failure, or inaccuracy;
(f) losses arising from event cancellation, postponement, or alteration;
(g) losses arising from regulatory classification of Event Contracts as gambling, derivatives, or other regulated instruments;
(h) losses arising from regulatory enforcement actions against Prediction Protocols, Users, or the Interface;
(i) losses arising from changes in Prediction Protocol rules, fees, or functionality; or
(j) losses arising from counterparty default or insolvency.

DISPUTE RESOLUTION REMINDER: All disputes arising from or relating to this Supplement are subject to the binding individual arbitration and class action waiver provisions in Section 15 of the Master Terms. By using the services described in this Supplement, you confirm that you have read and agreed to those provisions.
© 2026 ZPIMEX. All rights reserved. This Supplement is part of the ZPIMEX Terms of Service.