At the current exchange rate, 1 SGD equals approximately 0.00001153 BTC - meaning S$1,000 gets you about 0.01153 Bitcoin. Whether you want to convert SGD to BTC for investment or everyday crypto use, Singapore remains one of the most crypto-friendly countries in Asia, with 36 MAS-licensed exchanges offering direct SGD-to-Bitcoin trading pairs.
⚡ Quick Answer
As of February 2026, 1 BTC = ~S$86,757 and 1 SGD = ~0.00001153 BTC. You can buy Bitcoin with Singapore Dollars on MAS-regulated exchanges like Crypto.com, Coinbase, Gemini, or Coinhako using FAST, PayNow, or bank transfer - with no capital gains tax on personal crypto holdings in Singapore.
This guide covers everything you need: live SGD to BTC conversion rates, a step-by-step walkthrough on how to buy Bitcoin in Singapore, the best MAS-licensed crypto exchanges accepting SGD deposits, and the key factors driving the BTC/SGD exchange rate in 2026.
SGD to BTC Conversion Rate Today
The live SGD to BTC rate fluctuates every second across global crypto markets. At the time of writing, Bitcoin trades at approximately S$86,757 per BTC according to CoinGecko, while CoinMarketCap shows a rate of S$86,618.
Here is a quick conversion reference to help you understand how much is 1 SGD in Bitcoin and common purchase amounts:
The SGD to USD exchange rate currently sits at 1 SGD = 0.791 USD (or 1 USD = 1.265 SGD). This means when you convert SGD to Bitcoin, the effective price per BTC in Singapore Dollars is roughly 26.5% higher than the USD-denominated price due to the currency differential.
What Drives the SGD to BTC Rate?
The SGD to BTC rate today is influenced by two independent forces working simultaneously. First, Bitcoin's global market price in USD - driven by institutional demand, macro policy from the Federal Reserve, and crypto market sentiment. Second, the SGD/USD forex rate - managed by the Monetary Authority of Singapore through its nominal effective exchange rate (NEER) policy band.
Over the past 12 months, the SGD has strengthened approximately 5.5% against the USD, reaching its highest level since October 2014 at around 1.27 per dollar. This means Singaporean buyers effectively get a small discount compared to a year ago when converting singapore dollar to crypto. Meanwhile, Bitcoin reached its all-time high of S$162,824 (approximately $126,272 USD) in October 2025 before pulling back roughly 47% to current levels.
How to Buy Bitcoin in Singapore: Step-by-Step Guide
Buying Bitcoin with Singapore Dollars is straightforward in 2026, thanks to a well-regulated crypto market. Singapore's Payment Services Act requires all crypto exchanges to hold a Major Payment Institution (MPI) license from MAS, ensuring your funds are protected by strict compliance standards.
Choose an MAS-Licensed Exchange
Select a crypto exchange singapore platform that holds an MPI license and supports direct SGD deposits. Top options include Crypto.com, Coinbase, Gemini, Coinhako, and OKX - all regulated by MAS and offering SGD trading pairs.
Complete KYC Verification
MAS requires all exchanges to implement Know Your Customer (KYC) procedures. You will need your NRIC or passport, proof of address, and a selfie. Some exchanges like Coinbase support SingPass for instant verification.
Deposit SGD via FAST or PayNow
Most Singapore exchanges support free, instant SGD deposits through FAST (Fast and Secure Transfers) or PayNow. Bank transfers and credit/debit cards are also accepted, though card payments typically carry a 2-3.5% fee.
Buy Bitcoin (BTC)
Navigate to the BTC/SGD trading pair, enter the amount of SGD you want to spend, and execute the trade. Most exchanges allow you to start with as little as S$1. Use a market order for instant execution or a limit order to set your target price.
Secure Your Bitcoin
For small amounts, keeping BTC on a regulated exchange is convenient. For larger holdings, consider transferring to a hardware wallet (like Ledger or Trezor) for maximum security. Enable 2FA on your exchange account at all times.
Understanding what Bitcoin is and why people use it is essential before making your first purchase. Bitcoin can serve as a long-term investment, a medium of exchange, or a way to diversify your portfolio beyond traditional assets like stocks and bonds.
⚠ Risk Warning
Bitcoin ATMs are not legal in Singapore. MAS ordered their closure in 2022 to protect consumers. Only purchase cryptocurrency through MAS-licensed exchanges or regulated platforms. Never buy crypto from unregulated peer-to-peer sources or social media sellers.
Best Crypto Exchange Singapore: Top MAS-Licensed Platforms
Choosing the right platform to buy bitcoin with Singapore Dollar comes down to fees, supported payment methods, and security. All exchanges listed below hold valid MAS licenses for Digital Payment Token services.
For beginners looking to buy crypto with Singapore Dollar, Crypto.com and Coinbase offer the most user-friendly experience with free SGD deposits via FAST. Advanced traders who want the lowest fees should consider OKX, which offers maker fees as low as 0.08% and free PayNow deposits.
If you are interested in learning more about how Bitcoin generates value, our guide on what Bitcoin is backed by explains the five pillars supporting its $1.3 trillion market cap.
SGD to USD Converter: Understanding the Currency Bridge
When you convert SGD to Bitcoin, the transaction involves an implicit SGD-to-USD conversion, since Bitcoin is globally priced in US Dollars. Understanding the SGD to USD rate helps you calculate the true cost of your crypto purchase.
The current SGD to USD exchange rate stands at approximately 0.791, meaning S$1 buys about $0.79 USD. The USD/SGD rate is 1.265, indicating S$1,265 equals $1,000 USD. The Singapore Dollar has been strengthening in 2026, gaining about 5.5% against the greenback over 12 months - reaching levels not seen since 2014.
This SGD strength works in your favor as a crypto buyer. When the Singapore Dollar appreciates against USD, the effective SGD price of Bitcoin decreases relative to what it would have been at weaker exchange rates. For someone converting a fixed amount of SGD into BTC, a stronger SGD means more purchasing power.
How SGD/USD Affects Your Crypto Converter SGD Experience
Here is a practical example. If Bitcoin trades at $65,500 USD and the SGD/USD rate is 0.791, then 1 BTC costs you S$82,806 (65,500 ÷ 0.791). But if the SGD weakens to 0.750 against USD, that same Bitcoin would cost S$87,333 - a difference of S$4,527 for the same amount of BTC.
For Singapore-based investors making regular purchases, tracking the USD/SGD rate alongside Bitcoin's price can help optimize entry timing. Consider using dollar-cost averaging (DCA) - buying fixed SGD amounts at regular intervals - to smooth out both currency and crypto volatility.
🎯 Key Takeaways
- SGD is near 10-year highs against USD, making BTC cheaper for Singaporean buyers
- A 1% move in SGD/USD equals ~S$867 difference on a 1 BTC purchase
- MAS-licensed exchanges offer free FAST/PayNow deposits - avoid paying card surcharges
- Singapore imposes no capital gains tax on personal crypto holdings
Buy Bitcoin With Singapore Dollar: Fees, Limits, and Tax
Trading Fees Breakdown
Exchange fees when you buy bitcoin with Singapore Dollar vary significantly. Most crypto exchanges use a maker-taker model: makers (limit orders that add liquidity) pay lower fees, while takers (market orders that remove liquidity) pay higher fees. Based on the comparison above, the spread ranges from 0.075% (Crypto.com) to roughly 1.0% (Coinhako). On a S$10,000 purchase, this translates to a difference of S$7.50 versus S$100 in trading fees alone.
Deposit and Withdrawal Methods
The most cost-effective way to buy crypto with Singapore Dollar is through FAST or PayNow bank transfers, which are typically free and instant on regulated exchanges. Credit and debit card purchases incur additional fees of 2-3.5%, making them suitable only for small, urgent purchases. Wire transfers via SWIFT are available on some platforms like Kraken, but may carry fees and take 1-3 business days.
Singapore Crypto Tax Rules
Singapore's tax treatment of cryptocurrency is among the most favorable globally. The Inland Revenue Authority of Singapore (IRAS) does not impose capital gains tax on personal crypto investments. If you buy BTC with SGD and sell at a higher price, the profit is generally not taxable for individual investors. However, if you trade crypto as a business or your trading activity is deemed to be "trading in the ordinary course of business," gains may be subject to income tax.
Exploring different ways to make money with Bitcoin - including trading, HODLing, and earning yield - can help you build a strategy that aligns with Singapore's tax-friendly environment.
Bitcoin Tokenomics: What You Are Buying
Before you convert SGD to Bitcoin, understanding what makes BTC unique helps contextualize its price.
🔢 Bitcoin (BTC) Key Metrics
Current Price (SGD)
~S$86,757
Market Cap
~$1.31 Trillion
All-Time High (SGD)
S$162,824
Max Supply
21,000,000 BTC
Circulating Supply
~19,993,668
30-Day Change (SGD)
-24.2%
Bitcoin's fixed supply of 21 million coins - with approximately 19.99 million already mined - creates a scarcity dynamic similar to precious metals. The most recent halving in April 2024 reduced mining rewards from 6.25 to 3.125 BTC per block, further limiting new supply entering the market. To understand how this mining process works, see our guide to Bitcoin mining.
Institutional adoption has accelerated significantly. Strategy (formerly MicroStrategy) now holds 712,647 BTC worth approximately $62 billion, while BlackRock's iShares Bitcoin Trust has accumulated over 770,000 BTC. This institutional demand creates long-term upward pressure on price that directly affects the sgd to btc rate for Singapore buyers.
Singapore Dollar to Crypto: Beyond Bitcoin
While Bitcoin dominates the SGD-to-crypto conversion market, Singapore exchanges offer hundreds of alternative cryptocurrencies. If you want to diversify your singapore dollar to crypto portfolio, here are some considerations.
Most MAS-licensed exchanges support major altcoins including Ethereum (ETH), Solana (SOL), XRP, and Cardano (ADA) with direct SGD trading pairs. For tokens not paired with SGD, you can first buy a stablecoin like USDT or USDC with your Singapore Dollars, then swap for the desired asset.
The crypto converter SGD tools built into exchanges like Coinbase and Crypto.com make this process simple - enter the SGD amount, select your target cryptocurrency, and execute. These converters pull real-time rates from their order books, so you always see the exact amount you will receive.
For those interested in earning passive income on their holdings, crypto staking allows you to lock up supported tokens and earn yields of 2-8% APY, depending on the asset and platform.
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Start Trading Now →Frequently Asked Questions
How much is 1 SGD in Bitcoin today?
As of February 2026, 1 SGD equals approximately 0.00001153 BTC. This means you would need about S$86,757 to purchase one full Bitcoin. However, you do not need to buy a whole Bitcoin - most exchanges allow purchases starting from as little as S$1, giving you a fraction of BTC proportional to your investment.
What is the best crypto exchange in Singapore for buying BTC?
The best crypto exchange Singapore depends on your priorities. Crypto.com offers the lowest fees with free FAST deposits, while Coinbase provides the smoothest onboarding with SingPass verification. Gemini is ideal for security-conscious investors with its SOC 2 audit and insurance coverage. All three hold valid MAS Major Payment Institution licenses.
Is it legal to buy Bitcoin in Singapore?
Yes, buying and holding Bitcoin is fully legal in Singapore. The Monetary Authority of Singapore regulates crypto exchanges under the Payment Services Act 2019, requiring them to obtain MPI licenses and follow strict KYC/AML procedures. As of January 2026, MAS has granted 36 such licenses to digital payment token service providers.
Do I need to pay tax on Bitcoin profits in Singapore?
Singapore does not impose capital gains tax on personal cryptocurrency investments. If you buy BTC with SGD and later sell at a profit, the gain is generally not taxable for individual investors. However, if your trading activity is frequent enough to be classified as a business, profits may be subject to income tax. Consult a tax professional for your specific situation.
How do I convert SGD to BTC without high fees?
The cheapest way to convert SGD to BTC is to deposit Singapore Dollars via FAST or PayNow (both free on most exchanges) and then use a limit order on the exchange's spot market. This approach avoids card surcharges (2-3.5%) and gets you the maker fee rate, which can be as low as 0.075% on Crypto.com or 0.08% on OKX.
What is the SGD to BTC rate history?
Bitcoin reached its all-time high of approximately S$162,824 per BTC in October 2025, according to CoinGecko. Since then, the price has pulled back about 47% to around S$86,757 in February 2026. Over the past year, the BTC/SGD rate has fluctuated between roughly S$84,000 and S$163,000, reflecting both Bitcoin's market volatility and SGD/USD exchange rate movements.
Can I send Bitcoin from SGD-purchased BTC to an overseas wallet?
Yes. Once you purchase Bitcoin on a Singapore exchange, you can withdraw it to any Bitcoin wallet address worldwide. Bitcoin operates on a borderless peer-to-peer network, and MAS does not restrict outbound crypto transfers. However, withdrawal fees vary by exchange - typically S$5 to S$50 equivalent, depending on network congestion.
Conclusion: Should You Convert SGD to BTC in 2026?
The current SGD to BTC environment presents a nuanced opportunity. Bitcoin is trading roughly 47% below its October 2025 all-time high of S$162,824, while the Singapore Dollar sits near decade-long highs against the USD - meaning Singaporean buyers are getting more BTC per dollar than they would have at weaker SGD rates.
Singapore's regulatory infrastructure makes the process of buying Bitcoin with Singapore Dollars safer and more straightforward than most countries. With 36 MAS-licensed exchanges, free instant deposits via FAST/PayNow, and no capital gains tax on personal holdings, the friction to enter the crypto market is minimal.
That said, Bitcoin remains a volatile asset. The 24% drop in the last month alone serves as a reminder that prices can move sharply in either direction. If you decide to convert SGD to BTC, consider starting small, using dollar-cost averaging, and only investing amounts you can afford to hold through drawdowns.
For those exploring Bitcoin price predictions and long-term potential, understanding how much BTC puts you among top holders can provide useful perspective on accumulation goals.
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Get Started →⚠ Disclaimer: The information provided in this article is not intended to provide investment or financial advice. Investment decisions should be based on the individual's financial needs, objectives, and risk profile. We encourage readers to understand the assets and risks before making any investment entirely. Cryptocurrency investments are subject to high market risk. Past performance does not guarantee future results.
