SingSaver and Dr Wealth, two Singapore personal-finance sites, say you can buy a Bitcoin exchange-traded fund (ETF) through an online broker. The guide, updated March 3, 2026, also says no spot Bitcoin ETF was listed on the Singapore Exchange (SGX) as of 2025. The post's fee and approval figures are as of January 2024, so it is older. Neither site is a regulator, so both are reports, not rulings.
Why spot Bitcoin ETFs are not approved for retail
The Monetary Authority of Singapore (MAS) takes a cautious line, SingSaver says, and current rules generally keep Bitcoin ETFs from retail investors. Spot Bitcoin ETFs have not yet been approved for retail investors, and the same gap, it says, explains why none was listed on SGX as of 2025. Dr Wealth gives a more specific reason. As of January 2024, cryptocurrency and Bitcoin had not been approved as eligible assets under the collective investment scheme (CIS) framework, so spot Bitcoin ETFs were not yet approved by MAS.
Key facts, per SingSaver and Dr Wealth
- Listing: No spot Bitcoin ETF was listed on SGX as of 2025.
- Retail: Spot Bitcoin ETFs were not approved by MAS for offer to retail investors as of Jan. 17, 2024.
- Route: Some Bitcoin ETFs were accessible through various brokers as of January 2024.
- Fees: IBIT, a US Bitcoin ETF, had an expense ratio, its yearly fee as a percentage, of 0.25%, partly waived to 0.12% for 2024. GBTC, another US Bitcoin ETF, had an expense ratio of 1.5%. The fee figures date from January 2024.
How to buy one
SingSaver describes a spot Bitcoin ETF as a fund you can buy and sell on a stock exchange, much as you would a share. Dr Wealth adds that you buy one through your broker, as you would any other US ETF.
What the fund costs
Dr Wealth's fee figures date from January 2024. A portion of IBIT's fee was to be waived for the first 12 months, lowering it to 0.12% for 2024. GBTC's expense ratio was 1.5%. The calculator applies the expense ratio you enter to the amount you hold.
Total fund fee on your holding
Enter the amount you hold, the years you hold it and an expense ratio to see the fee. The table below shows 0.25% and 1.5%.
| Amount you hold | Expense ratio of the fund | Years you hold it | Total fund fee over the holding period |
|---|---|---|---|
| 10,000 your currency | 0.25 % | 1 year | 25 your currency |
| 10,000 your currency | 0.25 % | 1 year | 25 your currency |
| 10,000 your currency | 1.5 % | 1 year | 150 your currency |
- Each expense ratio is applied as a yearly charge on the amount held.
- Price changes of the fund are ignored.
- Rates are Dr Wealth's January 2024 figures; the 2024 IBIT waiver is not applied.
The two rates are Dr Wealth's January 2024 figures, and the result leaves out trading costs, currency conversion and tax.
Analysis: two questions, two answers
The sources answer two separate questions. One asks whether spot Bitcoin ETFs may be offered to retail investors in Singapore. The other asks whether a Singapore resident can buy a US-listed one through a broker. On the first, the answer is restrictive. On the second, it is a qualified yes. A reader who stops at the retail line may wrongly conclude the route is closed. The dated statements do not support that conclusion for brokers, and they cannot show whether that access will last. SingSaver's guide is the newer of the two, though its statements still carry their own dates. Dr Wealth's fee figures are older still.
What is confirmed and what is not
The two sites date their statements differently, and only some points appear in both. Neither set was checked against a MAS or SGX document, so whether any of this still holds today is not confirmed.
- Both outlets: Spot Bitcoin ETFs were not approved for retail investors in Singapore, as of each outlet's own date.
- Both outlets: Some Bitcoin ETFs could be bought through online brokers, as each outlet reported at its own date.
- SingSaver only: No spot Bitcoin ETF was listed on SGX as of 2025.
- Dr Wealth only: The reason given: cryptocurrency and Bitcoin were not approved as eligible assets under CIS, as of January 2024.
- Both outlets (SingSaver undated): IBIT expense ratio 0.25% and GBTC 1.5%.
- Dr Wealth only: IBIT's partial waiver to 0.12% for 2024.
Next step
SingSaver says eligibility can vary, so check local rules first. Before opening an account, check the MAS and SGX position again, because the statements above are dated Jan. 17, 2024, and as of 2025.
Sources: The Best Bitcoin ETFs and How to Buy Them (singsaver.com.sg), accessed Oct 14, 2026 · Best Bitcoin ETFs that Singapore Investors can buy | Dr Wealth (drwealth.com), accessed Oct 14, 2026
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