BNB Chain says its zero-fee program for the stablecoins USDC, USD1 and U runs until Oct. 31, 2026, at 23:59 UTC. It covers three kinds of transfer: withdrawals from participating exchanges, direct wallet-to-wallet transfers on BNB Smart Chain (BSC), and USDC bridged into BSC through two named bridges. Each route has its own conditions. A wallet transfer is free only if it is direct and on BSC, and USDC gets two free transfers a day. The bridge offers depend on the provider and on the chain the USDC comes from. The terms come from BNB Chain's blog post dated Sept. 1, 2026.
Time left until Oct. 31, 2026, 23:59 UTC
What BNB Chain announced
- Date of the terms: BNB Chain's blog post "0 Fee Transactions for USDC, USD1 & U Extended until October 31!" is dated Sept. 1, 2026.
- Deadline: Oct. 31, 2026, 23:59 UTC.
- Assets: USDC, USD1 and U.
- Routes: exchange withdrawals, wallet-to-wallet transfers on BSC, and bridging into BSC.
- Scale: BNB Chain says the campaign has "already covered over +$4.5 million in gas fees for users". That figure is the company's own.
The program is called the "0 Fee Carnival", and BNB Chain has extended it several times. Its blog holds a series of earlier "extended until…" posts.
U is a stablecoin issued by United Stables. BNB Chain announced its launch on Dec. 18, 2025, and said U would be added to the 0 Fee Carnival. BNB Chain calls U a "stablecoin-inclusive reserve model", meaning it can be minted by depositing USD-backed stablecoins, such as USDT, USDC and USD1.
Route 1: Exchange withdrawals
BNB Chain lists seven centralised exchanges for zero-fee withdrawals of these stablecoins. The full list is in the source post. Two conditions apply:
- Each exchange decides the network. Withdrawals go to BSC or, on some exchanges, to opBNB. The post pairs each exchange with specific assets, so not every exchange covers all three coins.
- Minimum withdrawal amounts vary by exchange and asset. The listed minimums run from $5 to $20, and some entries give no minimum. The exchange's own withdrawal screen shows the exact asset, network and minimum.
Route 2: Direct wallet-to-wallet transfers on BSC
| Asset | Free transfers listed |
|---|---|
| USD1 | Unlimited |
| U | Unlimited |
| USDC | 2 per day |
- Minimum transfer: $0.10.
- Scope: only direct wallet-to-wallet transfers on BSC qualify.
- Wallets named: Trust Wallet, SafePal, TokenPocket, Coin98, imToken and "others".
Under these terms, a third USDC transfer on the same day, a transfer under $0.10, or a transfer that runs through a contract rather than going directly between wallets falls outside the free allowance.
Does your stablecoin transfer fall under the zero-fee terms?
Answer a few questions about your transfer to see which of BNB Chain's listed zero-fee conditions it meets.
Will the transfer complete before Oct. 31, 2026, 23:59 UTC?
- Yes → next question
- No, it completes later → Outside the listed window
How is the stablecoin moving?
- Withdrawal from a participating exchange → next question
- Wallet-to-wallet transfer on BSC → next question
- Bridging USDC into BSC → next question
- Some other way → Not covered by the listed terms
Does your exchange pair your coin with zero-fee withdrawal to BSC or opBNB, and is your amount at or above that exchange's minimum (listed minimums run from $5 to $20)?
- Yes, all three match → Matches the listed withdrawal terms
- No, or not sure → Check the exchange's own terms
Is it a direct wallet-to-wallet transfer on BSC, not routed through a contract, of at least $0.10?
- Yes → next question
- No → Not covered by the listed terms
Which coin are you sending?
- USD1 or U → Listed as unlimited free transfers
- USDC → next question
Have you already made 2 USDC transfers today?
- No, this is one of the first 2 → Within the USDC daily allowance
- Yes, this would be the third or later → Over the USDC daily allowance
Is the coin you are bridging USDC?
- Yes, USDC → next question
- No, USD1 or U → No bridge offer listed for this coin
Which chain is the USDC coming from?
- Ethereum, Arbitrum, Polygon, Avalanche or Optimism → Both listed bridges cover this chain
- Tron → Only Meson.fi lists Tron
- Another chain → Not covered by the listed terms
The listed terms end on Oct. 31, 2026, at 23:59 UTC, and the post does not say what happens after that date.
The post covers only exchange withdrawals, direct wallet-to-wallet transfers on BSC, and USDC bridged into BSC from the listed chains. This transfer falls outside those routes.
The asset, network and amount match an exchange entry in the post. Each exchange sets its own fees and availability, and these can change before the deadline, so its withdrawal screen shows the current terms.
Not every exchange covers all three coins, the network may be BSC or opBNB, and minimums vary by exchange and asset. The source post has the full list.
BNB Chain lists unlimited free direct wallet-to-wallet transfers on BSC for USD1 and U, with a $0.10 minimum.
USDC gets 2 free direct wallet-to-wallet transfers on BSC per day, each of at least $0.10.
Under the listed terms, a third USDC transfer on the same day falls outside the 2-per-day free allowance.
Both bridge offers are for USDC only. The post lists no bridge offer for USD1 or U.
Celer cBridge lists a "$0 bridge fee" for USDC into BSC, and Meson.fi lists a "100% rebate" on fees. The post does not say how or when the rebate is paid.
Meson.fi lists a "100% rebate" on fees for USDC from Tron into BSC; Celer cBridge does not list Tron. The post does not say how or when the rebate is paid.
This follows only the conditions in BNB Chain's Sept. 1, 2026 post: it does not show each exchange's exact coin, network and minimum, and cannot confirm a partner's current fees or what happens after Oct. 31.
Route 3: Bridging USDC into BSC
| Bridge | Source chains listed | Offer |
|---|---|---|
| Celer cBridge | Ethereum, Arbitrum, Polygon, Avalanche, Optimism | "$0 bridge fee", USDC into BSC only |
| Meson.fi | Ethereum, Arbitrum, Polygon, Avalanche, Optimism, Tron | "100% rebate" on fees |
The two offers are worded differently. Celer describes a fee that is not charged, while Meson.fi describes a rebate. The post does not say how or when the rebate is paid. Only Meson.fi lists Tron as a source chain. Both offers are for USDC only. The post lists no bridge offer for USD1 or U.
How to check whether a transfer qualifies
- Identify the route. Is it an exchange withdrawal, a direct wallet transfer on BSC, or a USDC bridge into BSC? Anything else is not covered by the listed terms.
- Match the asset to the route. USDC has different conditions on each route. USD1 and U are not listed for the bridges.
- Check the network and the provider. For withdrawals, check BSC versus opBNB and the exchange's minimum. For bridges, check the provider and the source chain.
- Check the timing. A transfer has to complete before Oct. 31, 2026, 23:59 UTC.
What the post does not say
The Sept. 1 post sets no eligibility rules beyond these route conditions. It does not explain how fees are sponsored, and it does not say what happens after Oct. 31. Partner exchanges and bridges set their own fees and availability, and those can change before the deadline.
Stablecoins are also reaching consumer wallets elsewhere: Sui says Samsung Wallet will add USDC for eligible U.S. Galaxy users.
