Crypto Education
A collection of 21 posts
APY vs APR: The Difference, the Formulas and a Worked Example
APY is what savings earn with compounding; APR is the yearly cost of borrowing, including some fees. Formulas, a worked example and when each misleads.
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Boiled Frog Theory in Crypto: Why Slow Losses Go Unnoticed
The boiled frog theory explains why traders miss slow declines. What the research says, the real frog experiments, and habits that counter gradual drift.
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What Is a Golden Cross? How the 50/200-Day Signal Works and Where It Fails
A golden cross is the 50-day moving average crossing above the 200-day: a lagging trend signal that confirms a turn late and misfires in sideways markets.
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What is a CBDC? Central bank digital money, and where the digital euro and digital pound stand
A CBDC is digital cash owed directly by a central bank. Three countries have launched one; the digital euro and digital pound are still undecided.
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What Is a Market Maker? Bid, Ask, Spread and the Risks Behind the Quote
A market maker quotes a price to buy and a price to sell, trading for its own account. How the spread works, the risks it carries and the rules.
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What Was Alpaca Finance (ALPACA)? How It Worked and Why It Shut Down
Alpaca Finance was a leveraged yield farming protocol on BNB Chain and Fantom. It wound down in 2025, and ALPACA now trades near $0.00065.
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What Was Mirror Protocol? How mAssets Worked and Why It Failed
Mirror Protocol minted synthetic stocks (mAssets) on Terra, backed by UST. It failed when UST collapsed in May 2022; a court later ruled MIR a security.
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Stock-to-Flow Model Explained: How the S2F Ratio Works and Why It Failed as a Price Forecast
Stock-to-flow divides existing supply by yearly new supply. Bitcoin's S2F is now about 122 and gold's about 61. Here is the maths, the model and where it broke.
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NFT Vocabulary: A Glossary of NFT Terms That Actually Matter
Plain definitions of NFT terms, from token ID, minting and floor price to approvals, royalties, ordinals and soulbound tokens, checked against primary sources.
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Algorithmic stablecoins: how they hold $1, why the peg breaks, and where the rules stand
Algorithmic stablecoins hold $1 by minting and burning tokens, not with reserves. How the designs work, why they fail, and the US and EU rules.
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What Is FUD in Crypto? Meaning, Origin and How to Check a Claim
FUD means fear, uncertainty and doubt: negative messaging meant to sway buyers. Where the term came from and how to check a claim before acting on it.
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What Is Hashrate? How Bitcoin's Computing Power Is Measured and Why It Matters
Hashrate is the number of hash guesses a miner or network makes per second. How it is estimated, how it links to difficulty and security, and the latest figures.
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Bullish Divergence: How to Spot It, Confirm It and When It Fails
Bullish divergence: price makes a lower low while RSI, MACD, Stochastic or MFI makes a higher low. How to read it, confirm it and why it often fails.
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How Many Bitcoins Does Satoshi Have? The Evidence Behind the 1.1 Million BTC Estimate
Satoshi Nakamoto is estimated to hold about 1.1 million BTC. Here is how the estimate was made, what disputes it, and why a 2026 quantum proposal matters.
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Are Memecoins Halal or Haram? What Scholars Say in 2026
No major scholar endorses memecoins. Views range from "not haram but not barakah-linked" to a 2026 Karachi fatwa that crypto is not wealth.
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Who Is Satoshi Nakamoto? What Is Known, and Who Has Been Named, in 2026
Satoshi Nakamoto is Bitcoin's pseudonymous creator and has never been identified. The 2026 claims about Adam Back, Finney and Sassaman, and what would prove them.
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Why Are Crypto Tokens Worth Money? Four Sources of Value and One Warning
Crypto tokens are worth money when people need them, trust their reserves or accept their issuance rules. How ETH, BTC and USDC differ.
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What Is a Liquidation Heatmap? How It Is Built and How to Read It
A liquidation heatmap estimates where leveraged futures positions could be force-closed. How it is built, what it shows, and what it cannot predict.
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What is an altcoin? Definition, coins vs tokens, and the risks
An altcoin is any cryptocurrency other than bitcoin. It can be a coin or a token, stablecoins included, and regulators call crypto high risk.
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What Is QFS? The "Quantum Financial System" Claim Checked Against the Record
QFS, the "Quantum Financial System", is not a real banking network. Where the claim comes from, the scams that use it, and what quantum finance really is.
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How to Tell If Crypto Is Overbought: 7 Indicators and Their Limits
RSI above 70, Stochastic above 80, Williams %R above -20, MFI above 80, MVRV above 3.5: what each overbought signal measures and when it fails.
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